MUSIC IN VALUE.
VALUE IN MUSIC.
Music Streaming's Settlement Layer
Music Streaming's Settlement Layer
| Core Pillar & Philosophy | Spotify (Standard DSP) | XRPlay Architecture |
|---|---|---|
| Payments-grade settlement "Money must move with the finality of a wire transfer, not a database promise." | Quarterly IOUs (T+90 days) | Daily Native XRP Finality (T+1) |
| Deterministic execution "Math decides the payout, not a black-box spreadsheet. Code is law." | Opaque "Pro-Rata" Estimation | Bit-identical, Hash-Pinned Manifests |
| Fail-closed economics "If the math is uncertain, the money doesn’t move. Zero clawbacks." | Pay first, Clawback later | Ambiguity = Halt (No Guessing) |
| Replayable truth "Don't trust the company narrative. Audit the immutable chain." | Private SQL Database ("Trust us") | Immutable, Cryptographic Proof |
| Metric (Goal: 1-Bed Apt) | Spotify | XRPlay | The Shift |
|---|---|---|---|
| Target Income | $1,800 / mo | $1,800 / mo | Same Rent |
| Units Needed | ≈ 500,000 streams | 1,000 Fan Passes | Stadium vs. Club |
| Price Per Unit | $0.004 (after leaks) | $2.00 (1 XRP) | High-value purchase vs. micro-penny |
| Settlement Speed | Quarterly / 3–6 mo | Daily (T+1) | Months vs. Tomorrow |
| Repeat Revenue | None (perpetual stream) | Yes (Yearly Renewal) | Disposable vs. Recurring |
“The current music economy forces every artist to become a stadium act to survive. XRPlay lets them make a living with 1,000 true fans. We aren’t competing for the 1 % of superstars— we are building the middle-class economy for the other 99 %.”
| Category | Standard DSP (Spotify/Apple) | XRPlay |
|---|---|---|
| A. Product & Access | ||
| Upload Gate | ~$20–$50/yr (DistroKid/TuneCore Fee) | $0 / Drag-&-Drop Upload |
| Fan Monetization | None (Ads/Subs only) | $2–$15 Fan Access Pass |
| Rights Control | Delegated to Distributor | Hash-Pinned Rights Bundle |
| Offline Mode | Encrypted Cache | Encrypted Stream Only (No Downloads) |
| B. Economics & Leakage | ||
| Intermediaries | 9–15 % (Aggregators) 50–80 % (Labels) |
$0 (No Middlemen) |
| Platform Fee | ~30 % (kept by DSP) | 10 % (Platform Fee) |
| Net to Artist | ~15–50 % (After splits) | 90 % (Direct) |
| Payout Rail | Fiat Transfer (Days + Fees) | Native XRP (Seconds + Finality) |